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Home Credit 101 (2)
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Is Your “Clean” Credit Report Actually Hurting You?
Credit 101

Is Your “Clean” Credit Report Actually Hurting You?

A clean credit report doesn’t always mean a higher score. Learn why thin credit files can stall progress and how to build credit without disputes.
Lexington Law
February 11, 2026
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14 Ways to Show Your Credit Some Love
Credit 101
14 Ways to Show Your Credit Some Love

January 30, 2026
Life After Setbacks — How to Rebuild Credit Confidence
Credit 101
Life After Setbacks — How to Rebuild Credit Confidence

December 11, 2025
How many credit cards should I have?
Credit 101
How many credit cards should I have?

October 13, 2025

All blog posts

What is a bad credit score? Tips for improving your credit
Credit 101
What is a bad credit score? Tips for improving your credit

A bad credit score can make it hard to get access to new credit, but what score is actually considered bad? Learn more with Lexington Law.

Joseph Mavrin | Attorney

May 05, 2025
How fast can I improve my credit? 10 steps you can take
Credit 101
How fast can I improve my credit? 10 steps you can take

Improving your credit can feel like an uphill battle, but fortunately there’s no mystery about what works. Read on to learn 10 steps you can take to improve your credit.

James Bigbee

May 05, 2025
What credit score is needed to buy a car in 2025?
Credit 101
What credit score is needed to buy a car in 2025?

Wondering what credit score you need to buy a car? Read on to learn how your score affects your auto loan options.

James Bigbee

March 31, 2025
What’s the lowest credit score possible?
Credit 101
What’s the lowest credit score possible?

The lowest credit score possible is 300. This typically happens due to negative marks on your credit report. Learn how to work on your low credit score here.

James Bigbee

March 31, 2025
What credit score is needed to buy a house in 2025?
Credit 101
What credit score is needed to buy a house in 2025?

Your credit score is an important factor for home buying. Follow our guide to learn what credit score you need to buy a house.

Joseph Mavrin | Attorney

March 02, 2025
15 best ways to build credit fast in 2025
Credit 101
15 best ways to build credit fast in 2025

Everyone has the power to improve their credit no matter where they are on their credit journey. We’re sharing 15 of the best ways to build credit fast.

Brittany Sifontes | Supervising Attorney

February 25, 2025
What is VantageScore 3.0 and how does it work?
Credit 101
What is VantageScore 3.0 and how does it work?

VantageScore 3.0 is a credit scoring model that the three major credit bureaus use to determine your creditworthiness. Learn how it works and how to change it.

James Bigbee

February 20, 2025
Does unemployment affect your credit?
Credit 101
Does unemployment affect your credit?

Filing for unemployment won’t directly affect your credit report or score, but being unemployed can have indirect effects on your credit.

James Bigbee

January 27, 2025
5 ways to build credit without a credit card
Credit 101
5 ways to build credit without a credit card

There are many ways you can build credit without a credit card. We cover the top five methods here so you can get started building credit.

Alexis Peacock | Supervising Attorney

January 27, 2025
What credit score do you start with? And what affects it?
Credit 101
What credit score do you start with? And what affects it?

What credit score do you start with? Everyone technically starts with a credit score from 500 to 700. Learn how you can improve this number and keep it high.

Lexington Law

January 26, 2025