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Is Your “Clean” Credit Report Actually Hurting You?
Credit 101

Is Your “Clean” Credit Report Actually Hurting You?

A clean credit report doesn’t always mean a higher score. Learn why thin credit files can stall progress and how to build credit without disputes.
Lexington Law
February 11, 2026
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14 Ways to Show Your Credit Some Love
Credit 101
14 Ways to Show Your Credit Some Love

January 30, 2026
Life After Setbacks — How to Rebuild Credit Confidence
Credit 101
Life After Setbacks — How to Rebuild Credit Confidence

December 11, 2025
How many credit cards should I have?
Credit 101
How many credit cards should I have?

October 13, 2025

All blog posts

How long does it take to get a credit card?
Credit 101
How long does it take to get a credit card?

The credit card approval process can take anywhere from a few minutes to 30 days, and mailing takes seven to 10 business days. Read on to learn more.

Lexington Law

December 04, 2024
What is credit monitoring and how does it work?
Credit 101
What is credit monitoring and how does it work?

Credit monitoring is a service that alerts you when there are changes to your credit report. This helps catch suspicious activity early to protect your finances.

Lexington Law

December 02, 2024
What is a fair credit score?
Credit 101
What is a fair credit score?

"What is a fair credit score?” is a common question. According to FICO, any score between 580 and 669 is fair. Learn what you can do with a fair credit score.

Lexington Law

November 27, 2024
How to get a business credit card
Credit 101
How to get a business credit card

Learning how to get a business credit card can help you get valuable working capital, build your business credit and prove your trustworthiness to lenders.

Lexington Law

November 27, 2024
Why are my credit scores different?
Credit 101
Why are my credit scores different?

Ever checked your credit scores and noticed a point difference on different platforms? In this guide, we’ll explain why your credit scores might be different.

Lexington Law

November 27, 2024
Credit monitoring vs. identity theft protection: Which is right for you?
Credit 101
Credit monitoring vs. identity theft protection: Which is right for you?

Which is better, credit monitoring or identity theft protection? Learn how each service works, plus their pros and cons, to choose the right one for you.

Lexington Law

November 22, 2024
What is piggybacking credit?
Credit 101
What is piggybacking credit?

Piggybacking credit, otherwise known as becoming an authorized user, allows you to be added to another’s credit card account in order to boost your credit score.

Lexington Law

November 22, 2024
How many FICO scores are there, and what’s the difference?
Credit 101
How many FICO scores are there, and what’s the difference?

This guide explains how many FICO® scores there are and what makes them unique. Read on to learn how they impact your credit and how to achieve a good score.

Lexington Law

November 15, 2024
Does your income affect your credit score?
Credit 101
Does your income affect your credit score?

Your income doesn’t directly affect your credit score but does play a role in the loan approval process. Learn how so you’re prepared for your next loan application.

Lexington Law

November 13, 2024
How to start building credit for the first time: 7 beginner strategies
Credit 101
How to start building credit for the first time: 7 beginner strategies

Learn how to start building credit for the first time and establish your credit history with tips on using credit cards, loans and other financial tools.

Lexington Law

November 05, 2024