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APR vs. interest rate: key differences
Loans

APR vs. interest rate: key differences

Understanding the difference between APR vs. interest rate can help you find the best loan for you. Learn more about this topic here.
Sarah Raja
June 3, 2025
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6 types of personal loans (and how they can help you)
Loans
6 types of personal loans (and how they can help you)

May 18, 2025
Average student loan debt by state, age & more
Loans
Average student loan debt by state, age & more

May 02, 2025
How to get a loan with no credit in 2025  
Loans
How to get a loan with no credit in 2025  

April 21, 2025

All blog posts

Debt-to-income ratio for a mortgage guide
Loans
Debt-to-income ratio for a mortgage guide

Lenders will review your debt-to-income ratio for a mortgage. Learn more about how to calculate your DTI and lower your ratio here.

Alexis Peacock | Supervising Attorney

August 24, 2021
Student loans for bad credit: What to know
Loans
Student loans for bad credit: What to know

You can get student loans for bad credit by applying for federal student loans or getting a cosigner for private student loans. Learn more about loans here.

Brittany Sifontes | Supervising Attorney

August 24, 2021
What is a credit builder loan?
Loans
What is a credit builder loan?

A credit builder loan helps people with limited or poor credit history build credit. Read on to determine if credit builder loans may be right for you.

Alexis Peacock | Supervising Attorney

August 24, 2021
What credit score do mortgage lenders use, and how does it affect your loan?
Loans
What credit score do mortgage lenders use, and how does it affect your loan?

Knowing what credit score mortgage lenders use could help you improve your credit to get a better interest rate. Here’s what to know about each scoring model.

Miriam Allred

August 24, 2021
Five Steps to an Easier Home-Buying Process
Loans
Five Steps to an Easier Home-Buying Process

Five Steps to an Easier Home-Buying Process

Lexington Law

August 24, 2021
Do debt consolidation loans hurt your credit?
Loans
Do debt consolidation loans hurt your credit?

If you’re considering debt consolidation, you may be wondering if it will hurt your credit. Read on for everything you need to know.

Sarah Raja

August 24, 2021
What is the minimum credit score for a VA loan?
Loans
What is the minimum credit score for a VA loan?

“What is the minimum credit score for a VA loan?” is a hard question to answer. Most lenders usually ask applicants to have a credit score of 500 or more.

Alexis Peacock | Supervising Attorney

August 24, 2021
What is an installment loan, and should I use it?
Loans
What is an installment loan, and should I use it?

An installment loan refers to an agreement where a lender offers a lump sum of money and asks you to repay the amount in multiple installments.

Nature Lewis

August 24, 2021
How to get a debt consolidation loan in 5 steps
Loans
How to get a debt consolidation loan in 5 steps

You can receive a debt consolidation loan from banks, credit unions and online lenders. Learn how to get a consolidation loan here.

Nature Lewis

August 24, 2021
Conforming vs. non-conforming loans explained
Loans
Conforming vs. non-conforming loans explained

Before applying for a mortgage loan, you should know the difference between a conforming and non-conforming loan. Let’s explore each in more detail.

Lexington Law

August 19, 2021