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APR vs. interest rate: key differences
Loans

APR vs. interest rate: key differences

Understanding the difference between APR vs. interest rate can help you find the best loan for you. Learn more about this topic here.
Sarah Raja
June 3, 2025
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6 types of personal loans (and how they can help you)
Loans
6 types of personal loans (and how they can help you)

May 18, 2025
Average student loan debt by state, age & more
Loans
Average student loan debt by state, age & more

May 02, 2025
How to get a loan with no credit in 2025  
Loans
How to get a loan with no credit in 2025  

April 21, 2025

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Do debt consolidation loans hurt your credit?
Loans
Do debt consolidation loans hurt your credit?

Do debt consolidation loans hurt your credit? In most cases, the answer is no. Discover the purpose behind debt consolidation loans and how to manage them.

Brittany Sifontes | Supervising Attorney

May 07, 2021
Home improvement loans
Loans
Home improvement loans

Want to upgrade your house, but don’t have the cash on hand? Learn more about several home improvement loan options that may be available to you. This article is by Lexington Law.

Sarah Raja

May 01, 2021
The evolution of the good faith estimate
Loans
The evolution of the good faith estimate

A good faith estimate (GFE) is a comparison of mortgage offers. Recently, it has morphed into a loan estimate—a similar concept with a few small differences.

Kenton Arbon

May 01, 2021
Guide to merchant cash advances
Loans
Guide to merchant cash advances

What is a merchant cash advance, and is it right for your business? Find out more about this financing option and what it can do for you.

Daniel Woolston

April 30, 2021
How to avoid or remove PMI
Loans
How to avoid or remove PMI

What is private mortgage insurance, and do you have to pay it? Find out how to remove PMI or avoid it to save money on your home loan.

Vince R. Mayr

April 26, 2021
Debt consolidation loans: what you need to know
Loans
Debt consolidation loans: what you need to know

Debt consolidation loans are used to channel multiple debts into a single account with one monthly payment. We weigh the pros and cons of this type of loan.

Lexington Law

April 22, 2021
Documents you need to apply for a mortgage
Loans
Documents you need to apply for a mortgage

Prepare for the mortgage application process in advance. Learn what documents are needed for a mortgage app so you show up ready to complete it.

John Heath | Directing Attorney

April 22, 2021
Does Comparing Loans Affect My Credit Score?
Loans
Does Comparing Loans Affect My Credit Score?

When it comes to shopping for the right loan, it makes sense that you’d want to do your research in order to score the best rate possible. And the Internet has made it easier than ever to do so. But b

Lexington Law

March 19, 2021
What is acceptable collateral for a loan?
Loans
What is acceptable collateral for a loan?

If you want to be more educated about loans, learn what makes for acceptable collateral for a loan—and what doesn’t qualify.

Kenton Arbon

March 15, 2021
Tools for Buying a House? You May Want to Avoid the 30% Rule
Loans
Tools for Buying a House? You May Want to Avoid the 30% Rule

The 30% rule, which says not to spend more than 30% of your income on housing, is a good place to start, but you don’t want to base your entire financial situation on it—especially since it’s not exac

Lexington Law

March 05, 2021