Our services
Credit help
Fixing credit
Credit industry
Negative items
Understanding credit
Our firm
Sign up
Log in
Home Loans (4)
Categories
Credit 101 Credit Cards Credit Repair Finance Life Events Loans News Negative Items
Search icon
APR vs. interest rate: key differences
Loans

APR vs. interest rate: key differences

Understanding the difference between APR vs. interest rate can help you find the best loan for you. Learn more about this topic here.
Sarah Raja
June 3, 2025
Search icon
6 types of personal loans (and how they can help you)
Loans
6 types of personal loans (and how they can help you)

May 18, 2025
Average student loan debt by state, age & more
Loans
Average student loan debt by state, age & more

May 02, 2025
How to get a loan with no credit in 2025  
Loans
How to get a loan with no credit in 2025  

April 21, 2025

All blog posts

Do student loans affect credit scores?
Loans
Do student loans affect credit scores?

Student loans can have a negative or positive impact on your credit score, depending on how you handle the repayment. Let’s explore each possibility.

Brittany Sifontes | Supervising Attorney

June 21, 2022
How do student loan deferment and forbearance impact your credit?
Loans
How do student loan deferment and forbearance impact your credit?

Does a student loan deferment or forbearance impact your credit? Learn more about both of these options here.

Brad Blanchard

May 24, 2022
Should I cash out my 401(k) to pay off debt?
Loans
Should I cash out my 401(k) to pay off debt?

There are pros and cons to cashing out your 401(k) to pay off debt, so learn more about them to decide if this is the right choice for you.

Anna Grozdanov

January 12, 2022
What is loan forbearance?
Loans
What is loan forbearance?

Loan forbearance is when your lender agrees to let you pause or decrease your payments for a determined time. Learn how it can help and if you qualify.

Lexington Law

September 08, 2021
Are payday loans bad?
Loans
Are payday loans bad?

Before you take out a payday loan, you’ll want to evaluate the risk. Let’s breakdown how payday loans cause a dangerous cycle for borrowers.

Lexington Law

September 08, 2021
Rent-to-own vs renting: which is best for you?
Loans
Rent-to-own vs renting: which is best for you?

If you’re considering a rent-to-own contract, make sure you understand what you’re getting into. Learn more about the positives and negatives of rent-to-own.

Lexington Law

August 24, 2021
5 ways to get a loan with bad credit
Loans
5 ways to get a loan with bad credit

It’s possible to get a loan with bad credit, but is it worth it? Learn the cost of bad credit, and how to overcome high-interest payments through professional credit repair.

Lexington Law

August 24, 2021
How to get a loan: A step-by-step guide 
Loans
How to get a loan: A step-by-step guide 

Excellent credit scores generally fall within the 800 to 850 range. Learn how to improve your credit so you can boost your score from good to excellent.

Moriah Beaver | Attorney

August 24, 2021
Average auto loan rates by credit score
Loans
Average auto loan rates by credit score

The average auto loan rates vary by credit score, with a range from roughly 5 to 18 percent, with lower rates going to those with higher credit scores.

Nature Lewis

August 24, 2021
What is a signature loan and how do you qualify for one?
Loans
What is a signature loan and how do you qualify for one?

Signature loans are a type of unsecured personal loan that many lenders offer. They don’t require any physical collateral aside from a borrower’s signature.

Lexington Law

August 24, 2021