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Is Your “Clean” Credit Report Actually Hurting You?
Credit 101

Is Your “Clean” Credit Report Actually Hurting You?

A clean credit report doesn’t always mean a higher score. Learn why thin credit files can stall progress and how to build credit without disputes.
Lexington Law
February 11, 2026
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14 Ways to Show Your Credit Some Love
Credit 101
14 Ways to Show Your Credit Some Love

January 30, 2026
Life After Setbacks — How to Rebuild Credit Confidence
Credit 101
Life After Setbacks — How to Rebuild Credit Confidence

December 11, 2025
How many credit cards should I have?
Credit 101
How many credit cards should I have?

October 13, 2025

All blog posts

The three credit bureaus: what you need to know—and what they know about you
Credit 101
The three credit bureaus: what you need to know—and what they know about you

The three credit bureaus—TransUnion, Equifax and Experian—are private companies that maintain information about everyone’s credit history.

Nature Lewis

March 21, 2023
What is a cosigner?
Credit 101
What is a cosigner?

Getting approved for a loan with bad credit can be hard without a cosigner. But what is a cosigner, and how can cosigning impact your financial history?

Paola Bergauer

November 14, 2022
What to do with your tax refund: 7 ideas to consider
Credit 101
What to do with your tax refund: 7 ideas to consider

You can do many things with your tax refund, but which one is best? Explore the ways you can invest your money and make the most of your return.

Brittany Sifontes | Supervising Attorney

October 27, 2022
Cash vs. credit: Which should you use?
Credit 101
Cash vs. credit: Which should you use?

Should you make your major purchases with cash or credit? Let’s break down the benefits of each option so you can know which is best for you.

Nature Lewis

October 26, 2022
How to prevent identity theft
Credit 101
How to prevent identity theft

Do you know how to prevent identity theft? Use these eight tips from Lexington Law to help protect you from identity theft.

Lexington Law

October 26, 2022
Why did my credit score drop? 12 common causes + solutions
Credit 101
Why did my credit score drop? 12 common causes + solutions

Credit scores can drop suddenly for a variety of reasons, including having a late or missed payment or applying for a new line of credit.

Sarah Raja

October 18, 2022
Does your credit score affect your car insurance?
Credit 101
Does your credit score affect your car insurance?

Do you know how your credit score affects your car insurance? Learn more about auto insurance scores and how you can improves yours.

Paola Bergauer

October 11, 2022
12 credit hacks to help increase your score quickly
Credit 101
12 credit hacks to help increase your score quickly

Check out our top credit hacks to potentially increase your credit score as quickly as possible so you can be better positioned to reach your financial goals.

Paola Bergauer

September 21, 2022
What is a business credit score?
Credit 101
What is a business credit score?

Check out this complete breakdown of what a business credit score is and how it might help your company.

Brittany Sifontes | Supervising Attorney

September 15, 2022
What happens if I change my Social Security number?
Credit 101
What happens if I change my Social Security number?

Changing your Social Security number can have implications for many parts of your life. Learn about what can happen if you change your Social Security number.

Brad Blanchard

August 10, 2022