How many of us can say that we’ve worked at the same place for 38 years? Or 42 years? Or even 22 years? These days people are hopping around from job to job, and by the way, not only do we regard the places we work as dispensable, they regard us as dispensable too. How many friends have you had, maybe you’ve had that situation where you’re suddenly put out of a job, unexpectedly. What does that do to your credit? It’s another situation that’s unexpected and, by the way, you might have been someone who pays their bills on time for years and years and years and suddenly a company cuts back, no loyalty. It’s just “I’m sorry, we have to let you go.” And what happens? While you’re looking for a job, if you’re lucky enough to get one fairly quickly, you’re gonna have possibly a few months of slow credit. And unfortunately the credit report isn’t very forgiving.