Credit can be confusing, and Lexington Law wants to help. Check out these educational resources to find answers to your credit questions.
Did you know there are credit cards available to help you improve your credit? Learn how you can get a credit card for bad credit and use it to help you improve your score.
May 27, 2025
January 27, 2025
December 03, 2024
As an owner, you may ask, “Can I use my business credit card for personal use?” From added liability to account closure, discover the consequences of doing so.
Vince R. Mayr
March 05, 2024
A credit card grace period gives you extra time to pay your balance without accruing interest. Grace periods vary between credit cards.
Sarah Raja
Secured credit cards are excellent tools for building credit and recovering from a steep score decline. Most large banks and credit unions offer secured cards.
What is a balance transfer fee? Put simply, it’s a charge to transfer a balance to another account. These fees are usually up to 5 percent of the transferred amount.
Moriah Beaver | Attorney
Balance transfer credit cards allow you to move or consolidate debts, often saving you money with lower interest rates. Learn more about these cards here.
February 05, 2024
Paying off your credit card proves you’re on top of your finances, but what happens if you overpay your credit card balance? Here’s what you need to know.
January 05, 2024
If you’re trying to establish or fix your credit, you may have heard of a secured credit card. Read on to learn the pros and cons of secured credit cards.
Nature Lewis
December 05, 2023
Credit card churning involves opening credit cards with the purpose of collecting bonuses. Read on to discover the pros and cons of credit card churning.
August 04, 2023
Americans on average carry $5,910 in credit card debt. Take a look at more credit card debt statistics to know in 2023 here.
May 02, 2023
Your statement balance is based on your previous billing cycle, but your current balance looks at recent purchases. Learn how both affect your credit.
Lexington Law
April 05, 2023