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Home Credit 101 (10)
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Is Your “Clean” Credit Report Actually Hurting You?
Credit 101

Is Your “Clean” Credit Report Actually Hurting You?

A clean credit report doesn’t always mean a higher score. Learn why thin credit files can stall progress and how to build credit without disputes.
Lexington Law
February 11, 2026
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14 Ways to Show Your Credit Some Love
Credit 101
14 Ways to Show Your Credit Some Love

January 30, 2026
Life After Setbacks — How to Rebuild Credit Confidence
Credit 101
Life After Setbacks — How to Rebuild Credit Confidence

December 11, 2025
How many credit cards should I have?
Credit 101
How many credit cards should I have?

October 13, 2025

All blog posts

What is the highest credit score possible?
Credit 101
What is the highest credit score possible?

850 is generally the highest credit score a person can achieve, but credit scores between 800 and 850 are excellent. Learn if an 850 score is necessary for your financial goals.

Alexis Peacock | Supervising Attorney

December 19, 2023
How to avoid credit limit reduction + recover after a limit decrease
Credit 101
How to avoid credit limit reduction + recover after a limit decrease

Learning how to avoid credit limit reduction is key to strong financial health. Follow these five steps to maintain a good credit limit and score.

Paola Bergauer

December 05, 2023
Credit score vs. credit report: what’s the difference?
Credit 101
Credit score vs. credit report: what’s the difference?

The difference between your credit score vs. credit report lies in the amount of detail each provides, but both are important for tracking your credit health.

Alexis Peacock | Supervising Attorney

October 03, 2023
When Does Your Credit Score Update?
Credit 101
When Does Your Credit Score Update?

Your credit score typically updates once a month or within 45 days. However, some lenders do update more often than others. Learn more here.

Nature Lewis

September 08, 2023
10 tips to start building credit for your child
Credit 101
10 tips to start building credit for your child

Some great ways to start building credit for your child are to start early, add them as an authorized user and cosign on a loan. Learn credit tips here.

Paola Bergauer

September 07, 2023
How to build credit with rent payments
Credit 101
How to build credit with rent payments

Build credit with rent payments by choosing the best rent reporting service for you. Explore your rent payment options here.

Sarah Raja

September 06, 2023
Building credit to buy a house: 13 best practices
Credit 101
Building credit to buy a house: 13 best practices

Building your credit to buy a house can take years, but these credit-building tips can help you get approved for a competitive mortgage rate faster.

Vince R. Mayr

September 06, 2023
What is the average credit score in 2023?
Credit 101
What is the average credit score in 2023?

According to Experian data, the average credit score in Q4 2022 was 714. How does your score stack up against the average?

Paola Bergauer

August 07, 2023
How to build business credit: A 7-step guide
Credit 101
How to build business credit: A 7-step guide

Building business credit can help you qualify for better loan terms and negotiate with vendors and suppliers. Learn how to build your business credit.

Brittany Sifontes | Supervising Attorney

July 11, 2023
How to check your credit score and report for free
Credit 101
How to check your credit score and report for free

You can check your credit score for free from the three major credit bureaus or through your credit card company. Learn more about credit scores here.

Nature Lewis

June 08, 2023