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Home Credit 101 (17)
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Is Your “Clean” Credit Report Actually Hurting You?
Credit 101

Is Your “Clean” Credit Report Actually Hurting You?

A clean credit report doesn’t always mean a higher score. Learn why thin credit files can stall progress and how to build credit without disputes.
Lexington Law
February 11, 2026
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14 Ways to Show Your Credit Some Love
Credit 101
14 Ways to Show Your Credit Some Love

January 30, 2026
Life After Setbacks — How to Rebuild Credit Confidence
Credit 101
Life After Setbacks — How to Rebuild Credit Confidence

December 11, 2025
How many credit cards should I have?
Credit 101
How many credit cards should I have?

October 13, 2025

All blog posts

What is identity theft?
Credit 101
What is identity theft?

Identity theft is a problem that impacts millions of Americans. It’s important to know exactly what identity theft is, how it happens and what you can do to stop it.

Kenton Arbon

March 25, 2021
How the New FICO® Score 10 Suite Will Affect Your Score
Credit 101
How the New FICO® Score 10 Suite Will Affect Your Score

FICO® is releasing the FICO Score 10 Suite in summer 2020. Learn about the changes and how they could affect your credit score.

Lexington Law

March 19, 2021
The Best Apps on the Market to Learn About Your Credit
Credit 101
The Best Apps on the Market to Learn About Your Credit

If you’re someone who likes to keep an eye on your credit situation while you’re out shopping, traveling, or conducting business, it’s especially convenient to be able to get an instantaneous glimpse

Lexington Law

March 05, 2021
What VantageScore 4.0 Means to You and Your Credit Report
Credit 101
What VantageScore 4.0 Means to You and Your Credit Report

In early April, VantageScore Solutions, developer of VantageScore credit scores, announced that its new VantageScore 4.0 tri-bureau credit scoring model will be available to lenders in fall 2017.

Lexington Law

March 05, 2021
What rights and protections do members of the military have while they are deployed?
Credit 101
What rights and protections do members of the military have while they are deployed?

Being deployed can be tough. As a result, the U.S. government has taken certain steps to help alleviate that worry for those who are on active duty.

Brad Blanchard

March 05, 2021
Does the Government Control the Credit Bureaus?
Credit 101
Does the Government Control the Credit Bureaus?

While the government has taken step to regulate credit bureaus, none of the bureaus are government controlled. In reality, they're private businesses.

Kyle Murray

February 11, 2021
How Important Is Your Credit Score When Getting a Loan to Flip Houses?
Credit 101
How Important Is Your Credit Score When Getting a Loan to Flip Houses?

When getting loans for house flips, the credit score is not nearly as important. This is because the type of loan is completely different when you flip houses.

Lexington Law

November 20, 2018
We Want You to Cancel: Lexington Law Review
Credit 101
We Want You to Cancel: Lexington Law Review

At Lexington Law Firm, hearing a client has achieved their goal is something worth celebrating, so when that happens, canceling out their case makes us happy.

Lexington Law

September 10, 2018