A 609 letter is sold as a way to remove marks from your credit report, but there’s no evidence suggesting that it is more effective than other dispute letter templates.

A successful dispute can help raise your credit score. But should you file multiple disputes at once?

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure […]

Business credit cards may affect your personal credit score, depending on the card. Most card issuers will only report to the consumer credit bureaus if […]

A statement credit is money credited back to your credit card account, decreasing your balance. It’s usually the result of a return, redeemed credit rewards […]