Lexington Law -

Credit card convenience checks: the basics

REVIEWED BY Lexington Law | August 12, 2026August 12, 2026

You might receive convenience checks when you’re approved for a new credit card account. Find out if and when you should use these checks.

What Is VantageScore 4.0? The New Standard for Your Credit

REVIEWED BY Lexington Law | August 12, 2026August 12, 2026

Key takeaways VantageScore 4.0 is developed jointly by Equifax®, Experian® and TransUnion® and is now a requirement for mortgage lending through Fannie Mae and Freddie […]

How to write a letter of explanation: Guide + template

REVIEWED BY Lexington Law | August 12, 2026August 12, 2026

If you want to write a letter of explanation for a mortgage lender, you’ll need to provide clarifying information about your finances.

Charged off as bad debt: Here’s what it means

REVIEWED BY Lexington Law | August 5, 2026August 5, 2026

“Charged off as bad debt” means the lender has written off the account as a loss because they don’t believe the debt will be repaid. Read on to learn more.