Imagine for a minute that your entire credit repair program depended upon nonstop disputes with Equifax, TransUnion, and Experian. So what?
So what happens when Wells Fargo sends a transmittal – especially if it was relatively recent? It would just come back – even if you did get lucky with that kind of unethical dispute.
Here’s what we found in ethical credit repair: when you’re dealing with the source of the data that is sent to the credit bureaus, those things don’t get summarily re-reported because the creditors records are revised.
Now one of the things that we’re going to talk about are some of the different laws that can be leveraged on behalf of the consumer to improve their credit report and to improve their credit scores using questions that you are entitled to ask as a consumer.
If you don’t know the questions to ask you can research that and find that out or you can hire assistance. Either way, you should be asking the questions of the creditors that you’re entitled to ask by law in order to improve your credit profile.