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Variable APR is when your credit card has an annual percentage rate that may change based on market conditions. A non-variable APR is called a fixed rate.
American spending habits reflect a move toward smarter spending and more saving as the cost of living remains high. Online shopping is also much more common.
According to FICO®, payment history makes up 35 percent of your credit score. Learn when you should make payments and how to maximize your card’s grace period.
If you’re looking to get a mortgage, a rapid rescore can add new data to your credit report to increase approval odds. Read on to learn how a rapid rescore works.
