A car loan is a great way to build your credit as long as you’re making your monthly payments on time. Learn more about car loans and building credit here.

A home equity loan is a loan you repay with fixed payments. A home equity line of credit lets you borrow and repay as long as you stay under the limit.

When multiple due dates for various debts start to feel overwhelming, debt consolidation can help you feel more in control of your debt repayments.

Total consumer debt among Americans rose to $16.9 trillion by the end of 2022, according to the Federal Reserve Bank of New York.

Lenders will review your debt-to-income ratio for a mortgage. Learn more about how to calculate your DTI and lower your ratio here.